{"id":4394,"date":"2020-05-15T20:15:11","date_gmt":"2020-05-15T20:15:11","guid":{"rendered":"https:\/\/carexamer.com\/blog\/?p=4394"},"modified":"2026-02-27T22:37:40","modified_gmt":"2026-02-27T22:37:40","slug":"extended-warranties-what-they-do-and-dont-cover","status":"publish","type":"post","link":"https:\/\/carexamer.com\/blog\/extended-warranties-what-they-do-and-dont-cover\/","title":{"rendered":"What Do Really Extended Warranty Cover?"},"content":{"rendered":"\n<p class=\"wp-block-yoast-seo-estimated-reading-time yoast-reading-time__wrapper\"><span class=\"yoast-reading-time__icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-icon=\"clock\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" style=\"display:inline-block;vertical-align:-0.1em\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8v4l3 3m6-3a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path><\/svg><\/span><span class=\"yoast-reading-time__spacer\" style=\"display:inline-block;width:1em\"><\/span><span class=\"yoast-reading-time__descriptive-text\">Estimated reading time: <\/span><span class=\"yoast-reading-time__reading-time\">6<\/span><span class=\"yoast-reading-time__time-unit\"> minutes<\/span><\/p>\n\n\n\n<p>Car warranties are an incredible way to make sure that you are protecting yourself and your car even after you purchase it. They guarantee you a degree of safety no matter what life throws at you, helping really make sure you don\u2019t have to be responsible for any issues or liabilities that come with the car. Extended car warranties and what they cover is much the same, but, depending on where you get them, they can have their downsides too. The secret to beating them is knowing what these loopholes and shortcomings are, and why extended warranties aren\u2019t always as great as they\u2019re made out.<\/p>\n\n\n\n<p>Let\u2019s explore it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-an-extended-warranty\">What Is an Extended Warranty?<\/h2>\n\n\n\n<p>Whenever you buy a vehicle from a dealer or professional, it\ngenerally comes with a warranty. New cars, in particular, come with\nmanufacturers warranties but even used cars often have them unless you buy\nprivately. Once these expire, or if you don&#8217;t have one to begin with, then you\ncan buy a new warranty plan yourself. That\u2019s where extended warranties come in.<\/p>\n\n\n\n<p>Like all car plans, they have variation too. You can get brief plans to make sure you\u2019re safe for the first few months to protect you from any nasty surprises or even for years while you keep your car going strong. There\u2019s tonnes of flexibility to choose the right deal. That\u2019s all the more reasons why you need to get the right one and not pay for a plan that won\u2019t do you any favours. <a href=\"https:\/\/carexamer.com\/blog\/7-things-that-can-void-your-cars-warranty\/\">See reasons what will void your warranty.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-extended-warranties-cover\">What Extended Warranties Cover<\/h2>\n\n\n\n<p>To really understand how a warranty <em>can<\/em> be\nbeneficial, you need to know what they actually do. As we said, it varies a\nlot, but form a general perspective there are always some key features, like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Engine parts<\/li>\n\n\n\n<li>Electrical Issues<\/li>\n\n\n\n<li>Breakdowns<\/li>\n\n\n\n<li>Transmission<\/li>\n<\/ul>\n\n\n\n<p>These are just one of the more entry-level things too. More\ncomplex and more expensive warranties go much deeper. These cover things like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Steering<\/li>\n\n\n\n<li>Batteries<\/li>\n\n\n\n<li>AC<\/li>\n\n\n\n<li>Suspension<\/li>\n\n\n\n<li>Brakes<\/li>\n\n\n\n<li>Noises<\/li>\n<\/ul>\n\n\n\n<p>It gets more and more comprehensive as prices go up. These\ndo however all also have other factors that affect them too. Things like ages\nand mileage are some of the biggest factors, but even sticking to these can lead\nto issues too.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-extended-car-warranties-don-t-cover\">What Extended Car Warranties Don\u2019t Cover<\/h2>\n\n\n\n<p>Now that we have looked at what kinds of issues extended\nwarranties can cover you for, we also need to make sure that we look at the\nother side of the story too. Things like this can\u2019t always be as good as they\nseem after all, or no one would make any money. Just like all insurance\npolicies, there are some things that simply can\u2019t be covered. It all comes down\nto what each individual extended warranty policy does and doesn\u2019t include, and\nwhat makes it exempt.<\/p>\n\n\n\n<p>Even on top of exemptions, you still aren\u2019t always safe\neither. It\u2019s actually not uncommon to still have to pay for things that should\nbe covered by your warranty for certain reasons too. That&#8217;s right, even if you\nhave done your homework you can be let down by the small print.<\/p>\n\n\n\n<p>Let\u2019s take a look at some of the biggest examples. <a href=\"https:\/\/carexamer.com\/blog\/how-to-find-the-best-extended-used-car-warranty\/\">See how to find best warranty company.<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-betterment\">Betterment<\/h3>\n\n\n\n<p>One key word that can end up costing you a lot more than you\nbargained for is betterment. This is what is referred to in your extended\nwarranty policy when we look at getting new parts to replace the damaged ones.\nIt sounds like an easy and straightforward fix, but in reality, it can be a bit\nmore complicated. <\/p>\n\n\n\n<p>Betterment is essentially where the replacement part to add\nto your car is actually better than the broken one. If the car part is hard to\nfind or expensive to acquire, a better part can make your car worth more money\nas a result. If that does happen, your warranty provider can even ask you to\npay the difference. It all depends.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-unmaintained-warranties-and-missed-dates\">Unmaintained Warranties and Missed Dates<\/h3>\n\n\n\n<p>Although a little bit easier to understand the reasoning, another big thing that catches extended warranty holders out, especially with extended warranties, is that you have to adhere to regular servicing. This alone can cause issues if you\u2019re not careful, but generally speaking, there is some leeway (<a href=\"https:\/\/carexamer.com\/blog\/when-and-why-to-service-your-car\/\">and services have a tonne of benefits anyway<\/a>).<\/p>\n\n\n\n<p>As well as having to get regular services though (or even\nhalf services), you need to do it in certain time frames. One of the biggest\nthings here however is the time frame you have to do it Different policies have\ndifferent specifics, but it can be a complete warranty-voider if you don\u2019t get\nyourself there. You may be able to call and get wiggle room, but don\u2019t risk it\nif you don\u2019t need to.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-servicing-and-mechanic-providers\">Servicing and Mechanic Providers<\/h3>\n\n\n\n<p>Another stipulation of extended warranties especially form\nsmaller less known companies that offer extended warranties, it\u2019s also possible\nthat your provider will restrict who can actually carry out the services you\nneed as well. It&#8217;s not just about the when so much as the who.<\/p>\n\n\n\n<p>Many franchised providers make it so that any work that you\nhave done has to be through their affiliates, partners or just their company.\nThat includes everything from parts to services, and it can take its toll on\nprices as well as practicality. It\u2019s a good thing to bear in mind.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-vague-wear-and-tear\">Vague Wear and Tear<\/h3>\n\n\n\n<p>Easily one of the most difficult factors to navigate in what is covered in a car warranty, especially an <a href=\"https:\/\/carexamer.com\/extended-warranty\">extended warranty<\/a>, is what is actually covered in the wording involved with wear and tear. It is one of the most subjective terms in the car industry, and it needs to be understood before you go into anything.<\/p>\n\n\n\n<p>Some people take fair wear and tear as an excess or value of\nrepairs, others a mileage cap, and others still can just be a list of repairs.\nIt is entirely down to the creator of the policy, so it&#8217;s well worth a\nconversation before you commit to anything that could take up your time. Don\u2019t\nbe afraid to ask any questions, and make sure that it is going to align with\nyour needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-consequential-failure\">Consequential Failure<\/h3>\n\n\n\n<p>One of the less discussed and much more circumstantial tricky\npoints of warranties also comes from consequential failures. This is where your\ncar can actually not be covered even if it sounds like it should be due to\nanother error being the cause. For example, if a part that is not covered\nresults in a part that is covered being damaged, that is not covered overall,\nand you are liable for the cost.<\/p>\n\n\n\n<p>This factor alone especially when looking at engine parts\ncan be a really big pain point and cost you much more than anticipated if you\ndon\u2019t know to expect it. It\u2019s always worth getting the biggest picture as possible.\nThere\u2019s always a huge load of potential issues to keep an eye on. Servicing is\na great way to help monitor this though.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-summary\">Summary<\/h2>\n\n\n\n<p>Ultimately, extended warranties can often sound like a much better idea than they really are. They do offer you a great way to keep yourself safe in your purchasing and in your driving, both long and short term, but if you aren\u2019t careful, you could end up paying for the repairs as well as the warranty too. Always make sure you read absolutely everything that you sign, and make sure you don\u2019t fall for just another sales pitch. Be aware, think ahead, and always do what\u2019s best for you. Buying a used car take your time, inspect everything and remember extended warranty don&#8217;t cover pre existing faults get a professional\u00a0<a href=\"https:\/\/carexamer.com\/\">pre purchase car inspection<\/a>.<\/p>\n\n\n\n<p>Happy Driving!<\/p>\n\n\n\n<div class=\"wp-block-query is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"wp-block-post-template is-layout-flow wp-block-post-template-is-layout-flow\"><li class=\"wp-block-post post-3981 post type-post status-publish format-standard has-post-thumbnail hentry category-car-buying\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><figure class=\"wp-block-post-featured-image\"><a href=\"https:\/\/carexamer.com\/blog\/your-rights-when-buying-a-used-car\/\" target=\"_self\"  ><img decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2019\/11\/shopping-business-money-pay-50987-scaled-1.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Your Rights when Buying a Used Car\" style=\"object-fit:cover;\" srcset=\"https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2019\/11\/shopping-business-money-pay-50987-scaled-1.jpg 2560w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2019\/11\/shopping-business-money-pay-50987-scaled-1-300x200.jpg 300w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2019\/11\/shopping-business-money-pay-50987-scaled-1-1024x683.jpg 1024w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2019\/11\/shopping-business-money-pay-50987-scaled-1-768x512.jpg 768w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2019\/11\/shopping-business-money-pay-50987-scaled-1-1536x1024.jpg 1536w, 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class=\"wp-block-post-featured-image\"><a href=\"https:\/\/carexamer.com\/blog\/wrong-mileage-on-mot-causes-risks-and-how-to-fix-it\/\" target=\"_self\"  ><img decoding=\"async\" width=\"896\" height=\"464\" src=\"https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/08\/Wrong-Mileage-on-MOT-Causes-Risks-and-How-to-Fix-It.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Wrong Mileage on MOT: Causes, Risks, and How to Fix It\" style=\"object-fit:cover;\" srcset=\"https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/08\/Wrong-Mileage-on-MOT-Causes-Risks-and-How-to-Fix-It.jpg 896w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/08\/Wrong-Mileage-on-MOT-Causes-Risks-and-How-to-Fix-It-300x155.jpg 300w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/08\/Wrong-Mileage-on-MOT-Causes-Risks-and-How-to-Fix-It-768x398.jpg 768w\" sizes=\"(max-width: 896px) 100vw, 896px\" \/><\/a><\/figure><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\"><h2 class=\"wp-block-post-title\"><a href=\"https:\/\/carexamer.com\/blog\/wrong-mileage-on-mot-causes-risks-and-how-to-fix-it\/\" target=\"_self\" >Wrong Mileage on MOT: Causes, Risks, and How to Fix It<\/a><\/h2><\/div>\n<\/div>\n\n<\/li><li class=\"wp-block-post post-11338 post type-post status-publish format-standard has-post-thumbnail hentry category-car-news\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><figure class=\"wp-block-post-featured-image\"><a href=\"https:\/\/carexamer.com\/blog\/worlds-auto-supply-chain-in-the-hands-of-a-chinese-bureaucrats\/\" target=\"_self\"  ><img decoding=\"async\" width=\"896\" height=\"469\" src=\"https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/06\/Worlds-Auto-Supply-Chain-in-the-Hands-of-a-Few-Chinese-Bureaucrats.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"World&#8217;s Auto Supply Chain in the Hands of a Chinese Bureaucrats\" style=\"object-fit:cover;\" srcset=\"https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/06\/Worlds-Auto-Supply-Chain-in-the-Hands-of-a-Few-Chinese-Bureaucrats.jpg 896w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/06\/Worlds-Auto-Supply-Chain-in-the-Hands-of-a-Few-Chinese-Bureaucrats-300x157.jpg 300w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/06\/Worlds-Auto-Supply-Chain-in-the-Hands-of-a-Few-Chinese-Bureaucrats-768x402.jpg 768w, https:\/\/carexamer.com\/blog\/wp-content\/uploads\/2025\/06\/Worlds-Auto-Supply-Chain-in-the-Hands-of-a-Few-Chinese-Bureaucrats-390x205.jpg 390w\" sizes=\"(max-width: 896px) 100vw, 896px\" \/><\/a><\/figure><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\"><h2 class=\"wp-block-post-title\"><a href=\"https:\/\/carexamer.com\/blog\/worlds-auto-supply-chain-in-the-hands-of-a-chinese-bureaucrats\/\" target=\"_self\" >World&#8217;s Auto Supply Chain in the Hands of a Chinese Bureaucrats<\/a><\/h2><\/div>\n<\/div>\n\n<\/li><\/ul><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Car warranties are an incredible way to make sure that you are protecting yourself and your car even after you<\/p>\n","protected":false},"author":2,"featured_media":4395,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25,28,32],"tags":[],"class_list":["post-4394","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-buying","category-car-problems-and-repair-costs","category-driving-articles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.0 (Yoast SEO v23.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Do Really Extended Warranty Cover?<\/title>\n<meta name=\"description\" content=\"Find out what extended warranty really cover, what is excluded, and whether they are worth it. 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